7th Pay Commission Matrix Explorer
Sarkari In-Hand Salary Calculator (2026)
Calculate your exact monthly in-hand credit, Gross Salary, DA (50%), HRA, and NPS deductions.
e.g. ASO, IT Inspector, Assistant Section Officer
Range: ₹44,900 – ₹142,400
HRA rate: 30% of basic
Active Central Govt DA Rate: 50%
Net In-Hand Monthly Salary
₹78,775
Credited directly to employee's bank account every month.
Gross Monthly Earnings
₹86,220
Annual CTC / Package: ≈ ₹10,34,640 / year
Total Monthly Deductions
₹7,445
Includes NPS Retirement Fund (₹6,735) & Medical
Earnings & Allowances Breakdown
Basic Pay (Level 7):₹44,900
Dearness Allowance (DA @ 50%):₹22,450
House Rent Allowance (HRA @ 30%):₹13,470
Transport Allowance (TA + DA on TA):₹5,400
Gross Monthly Remuneration:₹86,220
Deductions & Statutory Recoveries
National Pension Scheme (NPS 10%):₹6,735
Central Govt Health Scheme (CGHS):₹450
CGEGIS (Insurance Scheme):₹60
Professional Tax (Approx):₹200
Total Monthly Recoveries:₹7,445
7th Central Pay Commission (CPC) Pay Scale & Grade Pay Overview
| Pay Level | Pre-revised Grade Pay | Entry Basic Pay | Max Basic Pay | Common Representative Posts |
|---|---|---|---|---|
| Level 1 | GP ₹1,800 | ₹18,000 | ₹56,900 | SSC MTS, Railway Group D, Trackman, Peon |
| Level 2 | GP ₹1,900 | ₹19,900 | ₹63,200 | Lower Division Clerk (LDC), Junior Secretariat Assistant |
| Level 4 | GP ₹2,400 | ₹25,500 | ₹81,100 | SSC CHSL Postal Assistant, Tax Assistant, Head Constable |
| Level 6 | GP ₹4,200 | ₹35,400 | ₹1,12,400 | Sub-Inspector (SSC CPO), Junior Engineer (JE), Railway Station Master |
| Level 7 | GP ₹4,600 | ₹44,900 | ₹1,42,400 | Assistant Section Officer (CSS, MEA, IB), Income Tax Inspector, Excise Inspector |
| Level 8 | GP ₹4,800 | ₹47,600 | ₹1,51,100 | Assistant Audit Officer (AAO) in CAG, Assistant Accounts Officer |
| Level 10 | GP ₹5,400 | ₹56,100 | ₹1,77,500 | UPSC CSE (IAS, IPS, IRS, IFS), Assistant Commissioner, SDM |